Subscribe To Our Newsletter

Subscribe to our email newsletter today to receive updates on the latest news and special offers!

When you look at YOUR FINANCES, can you see YOUR REFLECTION? – Part 1

BY IN Finances On May 29, 2016

2.0 Frustrated

More often than not, everything we do is a reflection of us. The trouble is that we are the only ones that don’t see it and when we are told about it, we don’t believe it. Why is it so difficult for us to accept someone else’s opinion? Does this stop us from achieving our dreams?

In 2001, my financial picture was a mess. It seemed that no matter what I did, things were not going my way. To make matters worse, I wasn’t listening and I went to school to study accounting. Wow, I’m sure you wanted my advice during this time– NOT!!!! Oh sure, I could tell everyone else what their problem happened to be, but when it came time for me to accept someone else’s counsel, I would have none of it! There, I said it, I was stubborn and I was going to do it my way. Can you see the problem?

What can I tell you about my financial picture in possibly the worst time of my life? Here’s my list of outstanding debts that were in arrears for at least three months:

  • Four (4) credit cards
  • Two (2) eviction notices
  • Revenue Canada wanting payment on their income taxes owed for the past three years – how’s that for being an accountant!
  • BC Hydro
  • BC Telephone (now known as Telus)
  • BC Medical
  • Getting into more and more debt every single month until I was not eligible for any more

To make matters worse, I was in denial, believed my own press that things were about to turn around and I was still doing exactly the same things. So how could it get any better? Can you see my reflection in my finances? Was there any hope for me? YES, there was and I was able to over come. How about you? Can you now see your reflection in your finances?

My road to healing from a financial mess started with accepting responsibility for the mess I had created. Once I stopped all of the lies and excuses, the bulk of the internal pressure that I was feeling disappeared. To make this a reality sooner than later, I went to the people closest to me that I had been in denial with and apologized. I let them know that I would be coming up with a better solution, I would seek counsel from those I trusted in the financial field and I would implement a new plan. You will be amazed at how much of what I have just laid out will create a more relaxed atmosphere. I couldn’t believe it myself when I did it and it gave me the peace of mind to continue.

You should know that your financial problems will not disappear automatically, just as mine did not, but you will feel a sense of relief and have the courage to map out your “next steps”. Without this, it will be difficult to get out.

On my next blog, I discuss the “next steps” I put into place to get out from my financial mess.

What are your thoughts? Feel free to tell me your story…………….

On your “NUMBERS” team,



3 years ago / 2 Comments









Aw, this was an incredibly nice post. Spending some time and actual effort to make a good article… but what can I say… I procrastinate a lot and never manage to get nearly anything done.



Thank you for your comments and my apologies for not responding sooner. I am glad you enjoyed the post and I hope it helped...........